Expert Property Accountancy Services
Maximising Financial Potential and Growth Opportunities for Property Businesses
Your Trusted Partners in Property Accounting
Unleashing the Financial Power of Real Estate Businesses
At Raffingers, we specialise in providing comprehensive accountancy services tailored specifically for the property sector. With our deep understanding of the unique challenges and opportunities in real estate, we are your trusted partners in maximizing financial potential and driving sustainable growth. Our team of experienced property accountants combines industry expertise, advanced tools, and innovative strategies to help property businesses achieve their goals and stay ahead of the competition.
Unlocking Success through Strategic Property Accounting
Customised Solutions to Drive Financial Excellence in Real Estate
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Corporate Structure
We will look to see if a limited company is the right structure to achieve your objectives, SPV’s or group structure. -
Audits
Depending on your size, submitting an audit is a must to ensure you remain compliant with the law. You can be rest assured that we will deal with your audit efficiently and within your budget. -
Group Reorganisations
We will review this on an ongoing basis to utilise the group tax reliefs available. -
Joint Ventures
We can help you frame your JV’s and provide the necessary tax advice. -
Tax Planning
We work closely with a number of leading tax counsels and are able to help you implement non-aggressive tax planning structures to keep your tax bills to a minimum. -
VAT Advice and Mitigation
We can help you with this very complicated area of VAT and give you the necessary guidance. -
Cashflow Management and Projections
We will create a cashflow forecast for you so that you can gain a deeper understanding of your finances and treat the underlying causes of poor cashflow. -
Raising Finance
Whether you are looking to raise finance for a particular project, thinking about growing through acquisition, or looking to sell, our Raising Finance team has the expertise to help you achieve the right solution for your business. -
Wealth Management
We deliver independent financial advice on all of your financial planning needs via our Joint Venture Partnership. -
Xero Implementation
Working in property and realty can be complex. With Xero, it’s easy to keep your finger on the pulse and be more efficient.
PROPERTY CASE STUDY
A client had a personal property portfolio, was looking to quit his day job and enter the property development business and build his next property himself.
Overview
The client had an opportunity to purchase an old pub and was seeking planning permission to raise the old building and erect 4 new flats above a commercial unit, before selling them on. He was planning on quitting his day job and entering the world of property development, overseeing this project himself. If all went well, he was planning to start up a property project management company to oversee the development of future projects for other property clients. The challenge was that the client had no experience in property development and project management, other than owning a few properties himself, and had not considered any tax planning with regards to VAT.
Empower Your Property Business with Free Downloadable Resources
Valuable Tools and Insights to Elevate Your Real Estate Operations
Access our collection of free downloadable resources designed to provide valuable support and guidance for your property business. From financial planning templates and investment analysis guides to property management checklists and market trend reports, these resources are specifically tailored to address the unique challenges faced by real estate professionals. Empower your property business, gain a competitive edge, and drive success in the dynamic world of real estate.
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Let Property CampaignEverything you need to know
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ATED ConditionsDo you meet the Annual Tax on Enveloped Dwellings (ATED) Conditions?
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Nailing That ProjectFrom bathroom & kitchen installations, to landscape gardening & construction. These types of business face a common challenge - funding day-to-day operations and trading.
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Spotlight On: Re-leasedDiscover all about the software Re-leased and what it can do for your business.
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VAT Reverse Charge for Building and Construction - FAQsFrom 1 March 2021 the domestic VAT reverse charge must be used for most supplies of building and construction services. Here's our FAQs to help you in preparing for this change.
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VAT reverse charge for building and construction
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Interested In Securing Funding?
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Business Tax Planning Strategies
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Personal Tax Planning Strategies
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One Page Business PlanDesigned to help you plan for the future.
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R&D for Architects
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Cashflow Forecast Template
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Concerned About Your Investments?
YOUR PROPERTY TEAM
We have vast experience in the world of property and have advised over 500 landlords and property investors over the years. This team will be at your disposal, and through being tax investigation specialists, we will ensure you are tax efficient, compliant and will support with any HMRC enquiry, should you fall victim.
Contact us at 0208 5517200 or through the contact form on our website for more information and to discover how our specialized accountancy services can help your property business thrive.
Gary originally trained with a mid-sized firm and then spent a number of years as Finance Director of a large consumer electronics company before returning to public practice in 1987. The electronics company was subsequently acquired by a well-known entrepreneur called Alan Sugar and there is some debate as to who was whose apprentice!
Following a three year sabbatical in the USA, Gary joined one of our predecessor firms, Freedman Stuart, in 1995 and becoming a partner in 1996. Gary specialises in the Recruitment, Property and Construction sectors and has a wealth of experience in advising clients in corporate restructuring, mergers and acquisitions and corporate finance. Gary was the firm’s Managing and Senior Partner from 2009 to 2023.
He is now a Consultant to the firm, carrying a reduced workload and acting mainly as the Chairman of the firm’s management Board.
Barry was born into a family of accountants but grew up wanting to be an airline pilot. Having been persuaded that he may be better suited to a more “feet on the ground” profession, he found a passion that he never knew existed, took his exams and qualified at the age of 22.
Barry was a partner at Raffingers by the age of 26 and has now been with us in one form or another for nearly thirty years. Despite still regarding himself as a frustrated pilot, he has grown to love his new life: “I can go on a plane anytime I want but not many pilots will experience the pleasure of walking into a room, facing down a long list of problems and leaving having helped a client to find solutions to all of them.”
Andrew started his working career as a sole practitioner in South Africa. As they did not have any computers or laptops to work on, all his training was done “old style”, in paper ledgers. Andrew moved to London in 1999 and gained further experience in a medium sized firm located in North London.
After completing his professional qualifications in 2003, Andrew dipped his toes into the world of industry. For six months Andrew worked as a Financial Controller; he sorted the accounts department out (and team!) to such an efficient level that the owners were able to sell up for a large profit! Job done, he then returned to public practice. Andrew joined Raffingers in 2007 as our audit manager and become Partner in early 2011. Andrew specialises in the property and construction sector, as well as start-ups.
Danielle is our Cloud Manager, and is currently studying AAT Level 4. Danielle started her career at a larger practice and was there for 5 years where her role involved everything from VAT Returns, Tax Returns, Y/E Accounts to Service Charge Accounts. Danielle now specialises in helping to transform property businesses through the power of Xero, and will help ensure that your property business is up to date with third-party apps designed for property businesses.
WHAT THEY SAID:
We talk the talk and walk the walk.
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We see Raffingers as an essential part of our business. Whether it’s helping us to obtain loans or providing us with personal and business tax advice, the team are always at the end of the phone or available for a meeting whenever I need them.
Tony Kiani, Director of Kiani Property Investments Limited
THE RAFFINGERS HUB
We love to talk business and will continue to share with you our business advice and tax planning strategies, helping you to get the most out of your business and your personal finances.
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Managing Risks in Property Development: Insights from Property Development Companies
There was a time not so long ago when everyone thought they could become a property developer. I would often see a simple spreadsheet prepared by a client showing how they would make a huge return with minimal risk.
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Maximising Returns and Minimising Liabilities: A Guide to UK Property Taxes for Investors
Investing in UK property is popular with everyone looking to build long term value. But, it can be a lucrative venture so it's more important than ever to understand the tax implications before taking the plunge.
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How to Manage Cashflow in the Property Industry
Learn how to manage your cash flow in the real estate industry with this article. Discover tips on creating a budget, diversifying your portfolio, staying on top of finances, managing expenses, and gearing to ensure long-term success.
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The Impact Of Higher Interest Rates On The Property Market
There is a lot of talk about higher interest rates, and what that will mean for the property market and the wider population. Find out how these interest rates will have an effect on the bigger picture of the UK property market.
Bringing Your Property Business to the 21st Century
Bringing your property to the 21st Century - the series where we dig deeper into futureproofing your business, mitigating risks and the power of maintaining an online presence.
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The Power of the Integrated CloudMonday 7 March 2022Around 1982 is when electronic spreadsheets became a thing, so it's only normal to trust a process that has been around for 40+ years. Fast forward to now, Cloud software is becoming more popular and is the need and must to streamline your business.
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Futureproofing your Business with Live DataMonday 14 March 2022In this episode, Emma is joined by Grace Thomson, Director of Partnerships at Re-Leased. They explain why you should be using a cloud integrated property software, the importance of how secure the system is and what improvements you will see.
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Collaborating with your Trusted Advisor...Monday 21 March 2022Did you know that 50-60% of small businesses fail within the first 5 years? And that 70-90% fail within 10? Research has shown that the core reasons businesses fail include the following: Business is complex, lack of cash and access to funding...
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Mitigating Risk in Property Portfolios w/ DataMonday 28 March 2022What are the everyday risks property business owners face? Not having the correct system in place to provide you with up-to-date, real time data. Emma Cohen will show you how you can mitigate risk in your property portfolio by leveraging data!
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Developing and Maintaining an Online PresenceMonday 4 April 2022Dive in with Raffingers Partner Ashlee Bloom and Digital Marketing Executive Tim Dickinson as they explain why developing and maintaining an online presence through Social Media, website and online user experience is vital for a property business!